Stop losing the clients who can't afford ACA premiums.
Every ACA broker has a segment of leads who don't qualify for subsidies and can't afford unsubsidized premiums. Those clients don't disappear — they go unserved. Avyra gives brokers a structured, compliant alternative to offer that segment.
- Offer clients a healthcare navigation alternative, not just insurance
- Partner access codes for custom client enrollment
- Commission structure for member referrals
- Not insurance — no licensing required to refer
Avyra is not insurance and does not pay medical claims.
Quick Answer
Avyra's broker partner program lets ACA brokers offer clients who can't afford ACA premiums a healthcare navigation membership as an alternative or supplement. Avyra is not insurance — referrals typically don't require insurance licensing.
What Brokers Are Running Into
ACA brokers in non-expansion states and income cliff households face a consistent problem: clients who fall between Medicaid eligibility and ACA subsidy thresholds — or clients who simply can't absorb a $400–$600/month premium even with subsidies. These clients are left without support. Brokers who can offer an organized, lower-cost navigation tool keep the relationship, generate recurring commissions, and provide real value to clients in a difficult situation.
Why Brokers Choose Avyra's Partner Program
Recurring commissions
Earn on every member you refer — monthly.
Custom access codes
Branded enrollment links tied to your account.
Partner dashboard
Track referrals, members, and earnings in real time.
No insurance license needed
Avyra is not insurance — simpler compliance.
What Your Clients Get With Avyra
Free to start. Everything in one organized dashboard.
Recurring commissions
Earn on every referred member — every month.
Custom access codes
Branded enrollment with your attribution built in.
Partner dashboard
Track referrals, members, and earnings in real time.
Non-insurance product
Simpler compliance — no insurance license typically required.
Client tools
Clients get real healthcare navigation tools, not just a card.
Full member platform
Your clients get provider search, RX savings, and care navigation.
How Avyra Helps
Avyra is a healthcare navigation platform. It doesn't provide care — it helps you find, compare, and organize it.
Create a free account
No insurance required. Sign up in under 2 minutes.
Search providers near you
Filter by care type, location, and self-pay friendliness.
Compare your options
View estimated pricing, telehealth alternatives, and prescription savings side by side.
Navigate with confidence
Use the AI Care Navigator to understand your options before you commit.
What Avyra does — and doesn't do
Being clear about this matters. Avyra is a navigation and affordability platform — not a healthcare provider or insurer.
Avyra does NOT
- Provide health insurance or pay medical claims
- Diagnose, treat, or prescribe medications
- Guarantee specific pricing or availability
- Replace your relationship with a physician
- Provide emergency medical services
Avyra DOES
- Help you search and compare self-pay-friendly providers
- Show estimated prescription prices at local pharmacies
- Guide you toward the right type of care before you spend
- Organize your health information and care decisions
- Connect you with telehealth, labs, and imaging options
Disclaimer: Avyra is not insurance, does not provide medical care, and does not pay medical claims. Pricing, availability, services, prescriptions, and clinical decisions are determined by providers, pharmacies, and care partners. Always confirm details directly before receiving care.
Frequently Asked Questions
Ready to serve clients who can't afford ACA?
Become an Avyra partner and start generating recurring commissions for referrals.
Avyra is not insurance and does not pay medical claims.