Group health insurance is unaffordable for most small businesses. There's another path.
The average small business group health plan costs $7,000–$8,000 per employee per year. For most small businesses, that's simply not feasible. Avyra gives employers a meaningful healthcare navigation benefit at a fraction of the cost — without the administrative burden of a health plan.
- Avyra employee accounts: far less than group health per employee
- Employees get provider search, RX savings, and care navigation
- Employer dashboard to track team enrollment
- No claims, no administration, no insurance licensing required
Avyra is not insurance and does not pay medical claims.
Quick Answer
Small businesses that can't afford group health insurance can offer employees Avyra as a healthcare navigation membership. Employees get real tools — provider search, RX savings, care navigator, and health dashboard — at a cost small employers can actually afford.
Why Employers Are Looking for Alternatives
Small business group health insurance premiums have risen faster than wages for a decade. Many small employers — especially in retail, hospitality, services, and seasonal industries — have been priced out of traditional group coverage entirely. The result: employees with no health benefit at all. Avyra offers a middle path: not insurance, but a meaningful set of healthcare tools that employees can use every day — without the cost, compliance burden, or administrative overhead of a traditional group plan.
Why Small Employers Choose Avyra
Far below group insurance
Meaningful benefit at a fraction of traditional group plan costs.
Team enrollment tools
Invite your employees with a simple access code.
Employer dashboard
See team enrollment status and usage signals.
No claims administration
Avyra is not insurance — no claims or compliance burden.
What Your Employees Get With Avyra
Free to start. Everything in one organized dashboard.
Affordable per-member cost
Far less than group health premiums per employee.
Team enrollment
Invite employees with a simple access code.
Employee dashboard
Every employee gets a full health navigation platform.
RX savings included
Employees can compare prescription prices from day one.
AI Care Navigator
Guidance for common health decisions — reduces wasted urgent care trips.
No claims administration
Avyra is not insurance — no compliance burden, no claims.
How Avyra Helps
Avyra is a healthcare navigation platform. It doesn't provide care — it helps you find, compare, and organize it.
Create a free account
No insurance required. Sign up in under 2 minutes.
Search providers near you
Filter by care type, location, and self-pay friendliness.
Compare your options
View estimated pricing, telehealth alternatives, and prescription savings side by side.
Navigate with confidence
Use the AI Care Navigator to understand your options before you commit.
What Avyra does — and doesn't do
Being clear about this matters. Avyra is a navigation and affordability platform — not a healthcare provider or insurer.
Avyra does NOT
- Provide health insurance or pay medical claims
- Diagnose, treat, or prescribe medications
- Guarantee specific pricing or availability
- Replace your relationship with a physician
- Provide emergency medical services
Avyra DOES
- Help you search and compare self-pay-friendly providers
- Show estimated prescription prices at local pharmacies
- Guide you toward the right type of care before you spend
- Organize your health information and care decisions
- Connect you with telehealth, labs, and imaging options
Disclaimer: Avyra is not insurance, does not provide medical care, and does not pay medical claims. Pricing, availability, services, prescriptions, and clinical decisions are determined by providers, pharmacies, and care partners. Always confirm details directly before receiving care.
Frequently Asked Questions
Related Resources
Give your team a healthcare benefit they'll actually use.
Affordable, meaningful employee healthcare navigation — without group insurance costs.
Avyra is not insurance and does not pay medical claims.